Florida Insurance Claim Attorneys

Insurance Companies Have Lawyers. So Should You.

When your insurance company denies, delays, or underpays your claim, you need someone who knows how to fight back — and win. Haahr Law Group represents policyholders across Florida, from homeowners and business owners to HOAs and condo associations, in disputes with the insurance companies that are supposed to protect them.

We’ve taken on both personal and commercial insurers, and we know how they operate. That experience translates into results: successful outcomes in cases ranging from storm and water damage claims to complex commercial coverage disputes.

Since 2007

Representing Florida policyholders in property insurance disputes statewide — based in St. Petersburg.

Denied. Delayed. Underpaid.

That doesn’t have to be the end of your claim. We help Florida policyholders challenge their insurance company’s decision.

Your policy is a promise.

We review what your policy actually covers, and we hold your insurance company to its terms.

Know where you stand.

Homeowners, business owners, HOAs and condo associations — start with a free consultation.

Founded 2007

Florida Supreme Court Certified Mediator

State & Federal Court Experience

Insurance Disputes & Litigation

Haahr Law Group represents policyholders across a wide range of insurance disputes, with a track record of success in both commercial and personal lines claims.

Over the years, we’ve fought for clients facing denied or underpaid property loss and damage claims, auto and motorcycle claims, and liability disputes — litigating in both state and federal court, through appeal when necessary.

Been denied a claim, or paid only a fraction of what you’re owed? Schedule a free consultation and find out where you stand.


Practice Areas

We represent policyholders in insurance disputes across every major claim type.

Auto & Liability Claims

We also represent policyholders in automotive, motorcycle, and liability insurance disputes — including denied claims, coverage disagreements, and bad faith conduct by insurers.

Fire & Smoke Damage Claims

Fire and smoke damage often leave hidden structural and air quality issues that adjusters overlook or undervalue. If your insurer has reduced your claim, questioned the cause, or failed to account for the full scope of loss, we are prepared to fight for the compensation you’re owed.

Water Damage Claims

Water damage can result from plumbing failures, burst pipes, roof leaks, flooding, or appliance failures. Insurers often send their own adjusters who underestimate the full scope of damage or deny coverage based on questionable policy interpretations. We ensure the true cost of your loss is documented and recovered.

Hurricane & Storm Damage Claims

Florida’s hurricane season brings devastating wind, flooding, and storm surge. Insurers frequently challenge storm claims by disputing causation, invoking policy exclusions, or attributing damage to pre-existing conditions. We know these tactics — and how to counter them.

Roof & Hail Damage Claims

Roof damage is one of the most frequently disputed claim types in Florida. Insurance companies commonly cite “wear and tear,” improper installation, or wind exclusions to limit payouts. Our attorneys challenge those positions and work to secure the full replacement or repair your policy requires.

Sinkhole Damage Claims

Florida leads the country in sinkhole activity. Despite clear evidence of damage, insurance carriers frequently dispute sinkhole claims by challenging engineering findings or reinterpreting policy language. Haahr Law Group has the experience to navigate these technically complex claims.

Bad Faith Insurance Claims

When an insurance company unreasonably denies a valid claim, delays payment without justification, or misrepresents the terms of your policy, it may be acting in bad faith under Florida law. Haahr Law Group holds carriers accountable for bad faith practices and pursues all available remedies, including additional damages beyond the original claim value.

Condominium & Community Association Claims

Condominium associations and homeowners associations face unique and complex insurance challenges — from hurricane and roof damage affecting common areas to water intrusion impacting multiple units. We represent associations, HOAs, and their boards, ensuring the policy is interpreted correctly and the community receives the full recovery it’s entitled to.


Mediation & Arbitration

A neutral, credentialed path to resolution — without the time, cost, or uncertainty of a full trial.

Mediation

In mediation, a neutral third party helps both sides reach a voluntary agreement — without a judge making the final call. It’s confidential, flexible, and often resolves disputes in days rather than months or years.

Florida law requires mediation in many civil cases before trial, but many clients choose it long before litigation becomes necessary. We can represent you as a party in mediation or serve as a certified Florida mediator to help other parties resolve their conflict.

  • Confidential process — what’s said in mediation stays there
  • You control the outcome, not a judge or arbitrator
  • Typically faster and less expensive than litigation
  • Agreements are enforceable under Florida law

Arbitration

Arbitration is a more structured process where a neutral arbitrator — or a panel — hears both sides and issues a binding decision. It’s often required under contracts and is common in commercial, employment, and consumer disputes.

We help clients navigate mandatory arbitration clauses, prepare and present their case before an arbitrator, and — when appropriate — challenge or enforce arbitration awards in Florida courts.

  • Binding decisions that hold up in court
  • Private process — no public record
  • More streamlined than full litigation

Haahr Law Group

Attorney Hans Peter Haahr founded Haahr Law Group in 2007 to serve Tampa Bay and communities across Florida. We’re on your side — representing homeowners, business owners, and associations in the fight against insurance companies that wrongfully deny coverage or underpay valid property claims.

We focus on property insurance disputes, including bad faith claims against insurers. When litigation is necessary, we’re prepared to try cases in both state and federal court throughout Florida, including the U.S. District Courts for the Southern and Middle Districts of Florida.

We also offer mediation and arbitration services as a distinct practice area, serving as neutral mediators and arbitrators for any type of case — not limited to insurance or property disputes.

Accessible. Transparent. On your side. We believe you deserve to understand exactly what’s happening with your case, at every stage. We work closely with each client to find the right resolution — one that’s efficient, cost-effective, and tailored to your situation. We have the experience and resources to take on complex, high-stakes property claims — and the commitment to give every client, regardless of case size, the personal attention and accessibility they deserve.

Hans Peter Haahr, Attorney & Founder of Haahr Law Group

Hans Peter Haahr

Attorney & Founder

Martindale-Hubbell BV-Rated*
Florida Supreme Court Certified Mediator
Licensed in Florida & Tennessee

Hans Peter Haahr brings decades of complex litigation experience — in both state and federal court — to every insurance dispute he handles.

Today, Hans focuses his practice exclusively on property insurance disputes and bad faith claims against insurers. He also serves as a neutral mediator and arbitrator, drawing on that same courtroom experience to help parties resolve disputes efficiently outside the courtroom.

“My goal is always to find coverage for our clients’ losses. It’s very rewarding to help people recover the financial benefits they’re entitled to.”

— Hans Haahr

Contact Us

Whether you’re a homeowner, business owner, condominium, or HOA facing a denied, delayed, or underpaid insurance claim, Haahr Law Group is here to help. Schedule a free consultation and let us help you understand your rights and options.

Call us727.896.7777Email uslegal@hhlegal.com
Visit us4159 Central Avenue, St. Petersburg, FL 33713

Schedule a Free Consultation

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